Rates

Loan Rates   Share Rates   Share Certificate Rates   Fees  

Loan Rates

Account TypeTerm% FinancedAPR
New/Used Autos/Trucks60 mos. or less100%3.75 - 13.50%
New/Used Autos/Trucks61 - 72 mos.100%4.00 - 15.00%
New Boat, Motor, Trailer*72 mos.90%6.38 - 14.75%
Used Boat, Motor, Trailer*72 mos.LV6.94 - 15.88%
*For Boats, Motor, Trailer, year is determined by the oldest component in unit

Jet Ski (new only)30 mos.80%8.44 - 17.25%
Travel Trailer New72 mos.90%5.63 - 13.25%
Travel Trailer Used60 mos.LV6.00 - 14.00%
Camper Trailer New48 mos.90%6.94 - 15.88%
(Collapsible Walls) Used36 mos.LV8.44 - 17.25%
New Farm Equipment(same as new autos)
Used Farm Equipment(same as used autos)
New Motorcycles,36 mos.100%6.19% - 14.38%
ATVs, Golf Carts48 mos.90%6.38% - 14.75%
and UTVs (Mules)60 mos.100%6.59% - 15.19%
66 mos.100%6.75% - 15.50%
Used Motorcycles,30 mos.LV7.13% - 16.25%
ATVs, Golf Carts36 mos.LV7.13% - 16.25%
and UTVs (Mules)48 mos.LV7.31% - 16.63%
60 mos.LV7.50% - 17.00%
New Furniture and Applicances36 mos.LV8.25% - 17.25%
New Lawn Mowers/Garden Equipment36 mos.90%9.00% - 18.00%
New Lawn Mowers GT$4,00048 mos.90%7.50% - 17.00%
Signature/Single Payment9.75% - 18.00%
Signature/Revolving9.75% - 18.00%
Signature Closed End60 Mos.8.63% - 17.25%
Share Covered5.50%

Home Improvement: 1st Mortgage1-180 mos.80%5.00%
181-300 mos.6.00%
Maximum $300,000
1st Mortgage greater than 180 months requires Escrow Account
Origination Fee of 1% not to exceed $1,500

Home Improvement: 2nd Mortgage1-60 mos.80%6.25%
61-120 mos.7.00%
121-180 mos.8.00%
Maximum $60,000

Unimproved Real Estate (LABD)1-60 mos.70%8.50%
61-120 mos.9.50%
121-180 mos.10.50%
Maximum $80,000

VISA Credit Card8.75%-17.41%

Rates are subject to change. Please call for current rate information.