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Smart Auto Loan

It's time to pay less for your auto loan!  If you're financed elsewhere, bring us your loan...


 We can lower your rate

 Get cash back up to $500

 Fast and easy approval


Low Affordable Rates
Effective Date: Saturday, October 20th, 2018
As low as


SMART Auto loan - Save Money and Refinance Today



Get Started Today

Apply now and we will get to work on the funding you need!








How it works:

Get a better rate!

Bring us your statement showing your current interest rate, and we will refinance your auto with a better rate at a minimum of 1% lower than your current loan, down as low as 1.49% APR.


Get instant cash back!

In addition to giving you a better rate, we will give you cash, up to $500, at loan closing! The cash amount paid to you is at the value of 1% of the loan amount, not to exceed $500.



Qualifying required for loan and membership. APR = annual percentage rate. Qualifying rates as low as 1.49% APR based on credit worthiness, term, age of vehicles, and other factors. Cash back given upon loan closing at 1% of new loan's value at a maximum of $500. See branch or call for details.  


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Central Sunbelt is changing the way you bank.  As a not-for-profit financial institution, owned by its members, the most powerful driving force is your voice