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Who We Are

Mission Statement

To be your financial partner for life; Value Proposition: We promise to exceed your expectations by: simplifying your life, working in your best interest, helping you achieve financial success, enriching your community.




The Masonite Employees Federal Credit Union was chartered October 16, 1953. Since then your credit union has grown into a multi-million dollar financial institution. The credit for success of your Credit Union ultimately lies with you, the member. 

Many individuals have donated their time and efforts serving on various committees and as directors, but you cannot have a Credit Union without people willing to save and borrow.

The credit union name changed January 1, 1983, to Central Sunbelt Federal Credit Union. It was the result of expanding the field of membership to include other employee groups. The Hattiesburg office relocated to a newly constructed building in May, 1991.  A second office in Laurel opened in April, 1995. Our second location in Hattiesburg was opened in July, 2000.

With a growing number of offices stretching across the state, one could easily argue the word ‘Central’ did not have a true geographic purpose to either Mississippi or the Sunbelt of America. So in March 2019, Central Sunbelt officially dropped 'Central' changing its name for the third time to Sunbelt Federal Credit Union.

Thank you for being a member and actively supporting your credit union.


Credit Unions who have merged with Sunbelt FCU


Black Creek FCU

Credit Union South

Green County FCU

Howard Employees FCU

Jones County School District FCU

Lamar County FCU

Masonite Employees FCU

Pike County Teachers FCU



Volunteer Board

Sunbelt is made of a voluntary Board of Directors, Supervisory, and Election Committees.  All members possess an equal voting share and vote to determine the governing Board of Directors.

Federally Insured

The National Credit Union Administration (NCUA), a federal regulatory agency, examines the Credit Union for safety and soundness. The NCUA Share Insurance Fund insures all types of deposit accounts up to $250,000 so you can have peace of mind knowing your deposits are safe.Recently the NCUA began insuring credit union retirement accounts up to $250,000. Basic coverage on other credit union accounts has also increased to $250,000. Our CPA Audit is conducted annually and is currently being done by Nearman, Maynard, Vallez.


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Sunbelt is changing the way you bank.  As a not-for-profit financial institution, owned by its members, the most powerful driving force is your voice