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Credit Builder

We make loans easy

If you're just starting out and working to establish credit or build a higher score, the Credit Builder loan is just what you need.  When you're an individual with low or no credit, most institutions will charge enormous fees and interest rates.  Now you can take control over your finances and your loan payment with flexible payment options.


Amazing Low Rates
Effective Date: Tuesday, May 21st, 2024
As low as



Building your credit is less costly than you think

Enjoy an amazing low rate

Now you can establish or rebuild credit without paying a high rate or monthly payment




Increase your credit score

Give your credit report consistent on-time payment history and watch your score grow



Choose your payment

Get a flexible loan to fit your budget with a monthly payment and term to meet your needs





Get Fast Answers To Your Questions


Find A Branch To Get Started


  Call Us: 601-649-7181






Get Started Today

Apply now and we will get to work on the funding you need!







Lending Disclosures
Qualifying required for membership and financing. Rates are based on an evaluation of credit history, combined loan-to-value ratio, loan term, and other factors. Your actual rate may differ. Not all applicants will qualify for the displayed lowest rates. Rates calculated as Annual Percentage Rates (APR). Programs, rates, terms, and conditions are subject to change. Additional fees and other costs of financing may apply.

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Amazing Low Rate Home Improvement Loan at Sunbelt FCU

Sunbelt is changing the way you bank.  As a not-for-profit financial institution, owned by its members, the most powerful driving force is your voice