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Checking Accounts

The ultimate way to pay and earn

The power of being a Sunbelt member is having a voice and that's why we've built the ultimate checking account based on your needs.  Start with no minimum balances to open or maintain, earn more dividends (banks call this interest), and get access to the largest network of free ATMs in the nation.  It's time to say goodbye to restrictions when you can have it all.  


We have just the right checking account for you




Benefits of Sunbelt Cloud CheckingBenefits of Advantage Checking




Discover More Benefits


Simplify your life

Perks of a checking account at Central Sunbelt - easy account management Perks of a checking account at Central Sunbelt - convenient account accessPerks of a checking account at Central Sunbelt - staying alert of your finances


Compare Checking Accounts

Compare checking accounts at Central Sunbelt FCU; Advantage Checking, MyLife Checking, Sunbelt Cloud Checking.  All with No minimum deposit to open or maintain, and access to the largest ATM network in the country.  Lower fees than your traditional checking account at a bank!

See how your ATM network stacks up

Chart of ATM network comparison of Central Sunbelt's network of over 60,000 free ATMs versus competitors


Learn More

What do I need to bring with me to get started?

To open an account with Sunbelt, you will need to bring in two valid forms of Government Identification. For example, your Drivers License and Social Security Card. Also, proof of residence such as a utility bill or a lease.

What is the opening balance requirement for a checking account?

There is no opening deposit required for any of Sunbelt's checking accounts!

How many free ATMs do I have access to?

Sunbelt account holders have access to over 60,000 free ATMs across the United States! Click here to find the free ATM closest to you.

Are my funds guaranteed / insured?

Yes. Your funds are federally insured by the National Credit Union Administration (NCUA) up to $250K.Like the FDIC, the NCUA insures your deposit through the NCUSIF, backed by the full faith and credit of the US government.


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  Call Us: 601-649-7181

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Sunbelt is changing the way you bank.  As a not-for-profit financial institution, owned by its members, the most powerful driving force is your voice