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Checking Accounts

The ultimate way to pay and earn

The power of being a Central Sunbelt member is having a voice and that's why we've built the ultimate checking account based on your needs.  Start with no minimum balances to open or maintain, earn more dividends (banks call this interest), and get access to the largest network of free ATMs in the nation.  It's time to say goodbye to restrictions when you can have it all.  


We have just the right checking account for you



Benefits of Sunbelt Cloud Checking          Benefits of Advantage Checking

Earn as much as

3%APY with Advantage Checking

0.25%APY with Sunbelt Checking



See how your ATM network stacks up

Chart of ATM network comparison of Central Sunbelt's network of over 60,000 free ATMs versus competitors

Discover More Benefits


Simplify your life

Perks of a checking account at Central Sunbelt - easy account management Perks of a checking account at Central Sunbelt - convenient account accessPerks of a checking account at Central Sunbelt - staying alert of your finances


Watch and Learn More

Learn how to maximize your checking account





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Extended network of over 60,000 ATMs available with Sunbelt Check Card using Advantage Checking.  Qualifying for Advantage Checking requires 10+ transactions totaling $100 or more, enrollment to Cloud Documents in the Cloud Branch online, and a minimum of 1 ACH deposit or direct deposit post per calendar month.APY=Annual Percentage Yield. Qualifying required to receive full benefits of Advantage Checking each month. Members who do not meet monthly requirements will receive standard paying dividend rates, be excluded from ATM fee reimbursements, and incur a fee. See fee disclosure for details on fee amount. Rates subject to change at any time. CSFCU is not responsible for the methods merchants use to process transactions. Transactions must post during the calendar month. Please review your account history to verify qualifying transactions.  Cloud Pay users paying 2 bills or more per calendar month avoid a monthly service fee.  See current fee schedule for updated fee amount.
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Central Sunbelt is changing the way you bank.  As a not-for-profit financial institution, owned by its members, the most powerful driving force is your voice