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Money Investment

Ele­vate your sav­ings with flex­i­bil­i­ty and secu­ri­ty. Mon­ey Invest­ment accounts offer high­er pay­ing div­i­dends and easy access to your funds — with less restric­tions and penal­ties. It’s a radi­ant way to grow your sav­ings and access your mon­ey when you need it.

Open Account

Features

  • High­er Pay­ing Dividends*
  • Flex­i­ble Term Options1
  • Div­i­dends Com­pound­ed & Cred­it­ed Weekly

Details

  • Avail­able to 18+ years old
  • Min­i­mum open­ing bal­ance $1,000

Money Investment Rates 

TermAPYMinimum BalanceDividend Rate
Balance - $1,000 - $2,499 0.15% $1,000 0.15%
Balance - $2,500 - $9,999 0.20% $1,000 0.20%
Balance - $10,000 - $49,999 0.35% $1,000 0.35%
Balance - $50,000 - $99,999 0.35% $1,000 0.35%
Balance - $100,000+ 0.40% $1,000 0.40%

* The min­i­mum bal­ance required to earn the stat­ed Annu­al Per­cent­age Yield is iden­ti­fied above. If you do not main­tain the min­i­mum bal­ance, you will not earn the stat­ed Annu­al Per­cent­age Yield. For all accounts, div­i­dends are cal­cu­lat­ed by using the Dai­ly Bal­ance method, which applies a peri­od­ic rate to the bal­ance in the account each day.

1 For all Reg­u­lar Share, Sun­rise Kids Sav­ings, Spe­cial Share, and Mon­ey Invest­ment accounts, you may not make more than four (4) cov­ered trans­ac­tions per month. Cov­ered trans­ac­tions include your checks, trans­fers ini­ti­at­ed through online bank­ing or mobile bank­ing, ACH trans­fers, mer­chant point of sale trans­ac­tions, preau­tho­rized or auto­mat­ic trans­fers, and over­draft pro­tec­tion trans­fers. Trans­fers to pay a loan with us are not cov­ered by this lim­it. The date we use to deter­mine the num­ber of trans­ac­tions is the date a trans­ac­tion is post­ed to (actu­al­ly cred­it­ed to or deb­it­ed from) an account, rather than the date you ini­ti­ate the trans­ac­tion. If you exceed this lim­it, we may refuse or reverse the trans­ac­tion, and we may impose a charge as spec­i­fied in the list­ing of ser­vice charges pro­vid­ed below. If you repeat­ed­ly exceed this lim­it, we may ter­mi­nate the account. For a Hol­i­day Club account, the entire bal­ance will be trans­ferred to anoth­er account of yours on or after Novem­ber 1 and the account will remain open. If any with­draw­al is made from this account before the end of the club term, then the account will be assessed a $25 penalty.

For a full list of rates, fees, and relat­ed infor­ma­tion, please refer to our Rate & Fee Sched­ule.

Open Account

Bank Anytime, Anywhere At Home or On-the-go

Enjoy a brighter bank­ing expe­ri­ence with Online Bank­ing and Online Ser­vices. Pay bills, view trans­ac­tion his­to­ry, enroll in eState­ments, receive account activ­i­ty alerts and much more.

Click or Tap

Access your account from any device — like your com­put­er, tablet, or phone. You can also down­load the Sun­belt FCU app on your Apple App Store or Google Play store.

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Have a question about Sunbelt Money Investment accounts?

Click any FAQ below. Or vis­it our full FAQ page for all ques­tions and answers.

The eas­i­est way to add or remove a joint own­er is to have them come into a local branch with you to speak to one of our Finan­cial Ser­vices Rep­re­sen­ta­tives. They will also need to bring their cur­rent dri­ver’s license or iden­ti­fi­ca­tion card. Please note that if you have addi­tion­al co-own­ers on your account, all par­ties need to be present before anoth­er indi­vid­ual can be added or removed. If all par­ties can not be present at the same time, a Finan­cial Ser­vices Rep­re­sen­ta­tive will work with you to deter­mine oth­er avail­able options.

The rout­ing num­ber for Sun­belt FCU is 265377633. There are two dif­fer­ent num­bers that work as your account num­ber. If you need the num­ber asso­ci­at­ed with your sav­ings account, you will need your mem­ber num­ber. This num­ber is pro­vid­ed to you at account open­ing, nor­mal­ly writ­ten on a small card. If you are look­ing for your check­ing account num­ber, you can find that infor­ma­tion at the bot­tom of any of your checks. If you do not have access to either of these num­bers, please vis­it your local branch to have a direct deposit form print­ed or con­tact our Account Ser­vices team at 601−649−7181 (option 2) dur­ing nor­mal busi­ness hours.

You can change your address by:

  • Vis­it­ing your local branch and com­plet­ing a change of address form.
  • Log­ging into Cloud Bank­ing and chang­ing it under the ​“My Pro­file” tab.
  • Fax­ing a writ­ten request to our Account Ser­vices Depart­ment at 601−649−7156. The request should include the old address, new address, your sig­na­ture and the date.
  • Con­tact­ing our Account Ser­vices depart­ment at 601−649−7181 (option 2) dur­ing nor­mal busi­ness hours to request that a change of address form be mailed to you. Once we receive your com­plet­ed form, we will update your address.

If any of your con­tact infor­ma­tion changes, please let us know as soon as pos­si­ble. This will help us con­tact you quick­ly in the event of sus­pect­ed fraud, and pre­vent you from expe­ri­enc­ing any fees or inter­rup­tion in ser­vices due to returned mail.

Your mon­ey is insured by the Nation­al Cred­it Union Admin­is­tra­tion (NCUA), an inde­pen­dent agency of the Unit­ed States Gov­ern­ment. Your sav­ings is fed­er­al­ly insured up to $250,000 and backed by the full faith and cred­it of the Unit­ed States Government.