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ATMs & ITMs

Con­duct trans­ac­tions, with­draw cash, make a deposit, and more. Sun­belt ATMs/​ITMs are sur­charge-free for Sun­belt mem­bers using their Sun­belt card. If you’re trav­el­ing out­side of Mis­sis­sip­pi, you can access thou­sands shared branch­es and sur­charge-free ATMs through the Co-op and Trans­fund networks.

Sun­belt is also part of a net­work that offers mem­bers broad­er access to ATMs and branch ser­vices. The CO-OP shared branch­ing net­work allows mem­bers to con­duct most trans­ac­tions at over 5,000 ser­vice cen­ter loca­tions nation­wide. Even if you’re out­side of Mis­sis­sip­pi, you can find a ser­vice cen­ter or sur­charge-free ATM near you by select­ing the CO-OP icon. The Trans­fund ATM net­work pro­vides mem­bers access to 55,000 ATMs world­wide. Select the Trans­fund icon to find a sur­charge-free ATM near you. 

COOP Logo
Transfund Logo

Interactive Teller Machines (ITMs)

Inter­ac­tive — that’s the dif­fer­ence between ATMs and ITMs. ITMs per­form the same func­tions as an ATM, but offer real-time, vir­tu­al assis­tance while you con­duct your transaction(s).

ATM Func­tions:

  • With­draw cash
  • Check your balance
  • All func­tions of a tra­di­tion­al ATM
  • ITMs can be used as an ATM 24⁄7.

MyTeller Plus:

  • A real-time Sun­belt team mem­ber can vir­tu­al­ly assist dur­ing your vis­it.
    A team mem­ber can answer ques­tions relat­ed to your account(s) and transaction(s); and, will appear on screen.
  • MyTeller+ is only avail­able dur­ing nor­mal busi­ness hours. 

Oth­er ITM Functions:

  • Cash and deposit checks
  • Deposit cash
  • Break larg­er bills
  • Trans­fer funds between Sun­belt accounts, and more!

Find Sunbelt ATMs and branches near you.  

Use our inter­ac­tive map to locate a Sun­belt branch or a Sun­belt ATM (sur­charge-free) near you. The map also allows you to:

  • View loca­tion details – such as address and spe­cif­ic hours and services.
  • Get direc­tions to the location.
  • View con­tact infor­ma­tion for the loca­tion.
View Sunbelt Map
Sunbelt building with an ATM

Have a question about ATMs or ITMs?

Click any FAQ below. Or vis­it our full FAQ page for all ques­tions and answers.

ATM check deposits are auto­mat­i­cal­ly held for 7 busi­ness days. ATM deposits are reviewed through­out the day dur­ing reg­u­lar busi­ness hours, and the checks are either released into the account or the hold main­tained or extend­ed. If the check is not going to be released with­out a hold into your account, an Account Ser­vices rep­re­sen­ta­tive will con­tact you. Cash deposits made into the ATMs are typ­i­cal­ly released into your account with­in 30 min­utes. For a list of Sun­belt FCU ATMs that take deposits, click here. ATM hours of avail­abil­i­ty vary by location.

If you are a Sun­belt mem­ber using your Sun­belt ATM or deb­it card at a Sun­belt ATM (or an ATM with­in our shared ATM net­work), there is no fee. (Search for the near­est sur­charge-free ATM.) If you use an out-of-net­work ATM with your SFCU deb­it card, you will be charged a fee amount set by that finan­cial insti­tu­tion, plus a $1 fee by Sun­belt. If you are a mem­ber with an Advan­tage Check­ing or MyLife Check­ing account, any out-of-net­work ATM fee is refund­ed up to $25 each month.

There can be many rea­sons why a deb­it, ATM or cred­it card may not work. A few of the most com­mon are:

  • Your card is tem­porar­i­ly locked due to poten­tial fraud.
  • Your check­ing account has been in the neg­a­tive for more than 30 days.
  • Your card’s PIN num­ber was entered incor­rect­ly too many times.
  • Your card has been closed.
  • Your loan is 30 days delinquent.
  • There is a sys­tem error with the merchant’s card pro­cess­ing network.

If you need addi­tion­al infor­ma­tion, please vis­it your local branch or con­tact our Account Ser­vices depart­ment at 601−649−7181 (option 2) dur­ing nor­mal busi­ness hours.