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About Us

Our mis­sion is to be your finan­cial part­ner for life; Val­ue Propo­si­tion: We promise to exceed your expec­ta­tions by: sim­pli­fy­ing your life, work­ing in your best inter­est, help­ing you achieve finan­cial suc­cess, enrich­ing your community.

History

Sun­belt Fed­er­al Cred­it Union has been proud­ly serv­ing mem­bers since its found­ing on Octo­ber 16, 1953, orig­i­nal­ly char­tered as Masonite Employ­ees Fed­er­al Cred­it Union. What began as a small, mem­ber-dri­ven insti­tu­tion has grown into a thriv­ing, mul­ti-mil­lion-dol­lar finan­cial coop­er­a­tive — and it’s all thanks to you, our members.

Our suc­cess has always been root­ed in the com­mit­ment of our mem­bers who choose to save, bor­row, and sup­port one anoth­er through the cred­it union dif­fer­ence. Over the years, ded­i­cat­ed vol­un­teers have served on com­mit­tees and boards, help­ing shape the direc­tion and strength of the cred­it union.

As our field of mem­ber­ship expand­ed beyond Masonite, we adopt­ed a new name — Cen­tral Sun­belt Fed­er­al Cred­it Union — on Jan­u­ary 1, 1983. Con­tin­ued growth led to major mile­stones, includ­ing the open­ing of our new Hat­ties­burg head­quar­ters in 1991, a sec­ond office in Lau­rel in 1995, and anoth­er Hat­ties­burg loca­tion in 2000.

By 2019, our reach had out­grown the ​“Cen­tral” in our name, so we embraced a refreshed iden­ti­ty: Sun­belt Fed­er­al Cred­it Union — a name that bet­ter reflects our broad­er ser­vice area and sun­ny out­look on finan­cial well-being.

We’re proud of our his­to­ry, excit­ed for the future, and grate­ful for your con­tin­ued sup­port as we work togeth­er to build a brighter finan­cial future. 

Credit Unions who have merged with Sunbelt FCU

  • Black Creek FCU
  • Cred­it Union South
  • Green Coun­ty FCU
  • Howard Employ­ees FCU
  • Jones Coun­ty School Dis­trict FCU
  • Lamar Coun­ty FCU
  • Masonite Employ­ees FCU
  • Pike Coun­ty Teach­ers FCU

Volunteer Board

Sun­belt is made of a vol­un­tary Board of Direc­tors, Super­vi­so­ry, and Elec­tion Com­mit­tees. All mem­bers pos­sess an equal vot­ing share and vote to deter­mine the gov­ern­ing Board of Directors.

Federally Insured

The Nation­al Cred­it Union Admin­is­tra­tion (NCUA), a fed­er­al reg­u­la­to­ry agency, exam­ines the Cred­it Union for safe­ty and sound­ness. The NCUA Share Insur­ance Fund insures all types of deposit accounts up to $250,000 so you can have peace of mind know­ing your deposits are safe.Recently the NCUA began insur­ing cred­it union retire­ment accounts up to $250,000. Basic cov­er­age on oth­er cred­it union accounts has also increased to $250,000. Our CPA Audit is con­duct­ed annu­al­ly and is cur­rent­ly being done by Near­man, May­nard, Vallez.