Services

You can change your address by:

• Vis­it­ing your local branch and com­plet­ing a change of address form.
• Log­ging into Cloud Bank­ing and chang­ing it under the ​“My Pro­file” tab.
• Fax­ing a writ­ten request to our Account Ser­vices Depart­ment at 601−649−7156. The request should include the old address, new address, your sig­na­ture and the date.
• Con­tact­ing our Account Ser­vices depart­ment at 601−649−7181 (option 2) dur­ing nor­mal busi­ness hours to request that a change of address form be mailed to you. Once we receive your com­plet­ed form, we will update your address.

If any of your con­tact infor­ma­tion changes, please let us know as soon as pos­si­ble. This will help us con­tact you quick­ly in the event of sus­pect­ed fraud, and pre­vent you from expe­ri­enc­ing any fees or inter­rup­tion in ser­vices due to returned mail.

ATM check deposits are auto­mat­i­cal­ly held for 7 busi­ness days. ATM deposits are reviewed through­out the day dur­ing reg­u­lar busi­ness hours, and the checks are either released into the account or the hold main­tained or extend­ed. If the check is not going to be released with­out a hold into your account, an Account Ser­vices rep­re­sen­ta­tive will con­tact you. Cash deposits made into the ATMs are typ­i­cal­ly released into your account with­in 30 min­utes. For a list of Sun­belt FCU ATMs that take deposits, click here. ATM hours of avail­abil­i­ty vary by location.

If you are a Sun­belt mem­ber using your Sun­belt ATM or deb­it card at a Sun­belt ATM (or an ATM with­in our shared ATM net­work), there is no fee. (Search for the near­est sur­charge-free ATM.) If you use an out-of-net­work ATM with your SFCU deb­it card, you will be charged a fee amount set by that finan­cial insti­tu­tion, plus a $1 fee by Sun­belt. If you are a mem­ber with an Advan­tage Check­ing or MyLife Check­ing account, any out-of-net­work ATM fee is refund­ed up to $25 each month.

All card hold­ers are enti­tled to one free replace­ment card per 12-month peri­od. If your card is lost or stolen, there is a $15 card replace­ment fee.

Some employ­ers do allow dif­fer­ent por­tions of an employ­ee’s pay­roll to be deposit­ed into dif­fer­ent accounts. You will first need to ver­i­fy with your employ­er’s pay­roll depart­ment that this is a ser­vice they offer — if so, they will let you know if they need any spe­cif­ic infor­ma­tion from Sun­belt. If your employ­er does not offer this to their employ­ees, you can set up an auto­mat­ic dis­tri­b­u­tion from one of your Sun­belt accounts to anoth­er by either com­ing into your local branch or log­ging into your Cloud Banking.

If your employ­er offers direct deposit, you will sign up through them. We can pro­vide you with a direct deposit form that con­tains your rout­ing num­ber (265377633) and Sun­belt account number(s). Your check­ing account num­ber can be found at the bot­tom of any checks you may have for your account. If you do not have a check­ing account, you will pro­vide the same rout­ing num­ber and your mem­ber num­ber, which allows your employ­er to place the funds direct­ly into your sav­ings account. If your employ­er requires a direct deposit form, please vis­it your local branch or con­tact our Account Ser­vices team at 601−649−7181 (option 2) dur­ing nor­mal busi­ness hours.

Always be cau­tious when pro­vid­ing your per­son­al account infor­ma­tion. If you are pro­vid­ing the infor­ma­tion to some­one oth­er than your employ­er for a direct deposit or with­draw­al, be sure you are famil­iar with the com­pa­ny or indi­vid­ual, and take steps to ensure that you are not giv­ing the infor­ma­tion to some­one look­ing to com­mit fraud.

Sun­belt does offer domes­tic wire trans­fers. We accept incom­ing wires and sub­mit out­go­ing wires. To have funds wired to your Sun­belt account, you will need the fol­low­ing information:

To:
Cor­po­rate One Fed­er­al Cred­it Union
Colum­bus, OH
ABA# 244084264

For fur­ther cred­it to:
Sun­belt Fed­er­al Cred­it Union
Lau­rel, MS
ABA# 265377633

For further/​final cred­it to: 
Mem­ber name and mem­ber number

There is a $10 fee for any incom­ing wires, and a $20 fee for each out­go­ing wire. Out­go­ing wires must be sub­mit­ted by 2:00 p.m. dur­ing reg­u­lar busi­ness hours to be trans­mit­ted the same day. Wires sub­mit­ted after 2:00 p.m. will be trans­mit­ted the next busi­ness day. To send an out­go­ing wire to anoth­er finan­cial insti­tu­tion, please vis­it your local Sun­belt branch or con­tact our Account Ser­vices Depart­ment at 601−649−7181 (option 2) dur­ing nor­mal busi­ness hours. (Please note that Sun­belt does not sub­mit inter­na­tion­al wires or West­ern Union at this time.)