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Account Services

Gen­er­al account ser­vices you can expect as a Sun­belt mem­ber — with vibrant and excep­tion­al cus­tomer service.

Direct Deposit

Con­tact your employer’s pay­roll depart­ment to have your pay­check direct­ly deposit­ed into your SFCU account(s). Pro­vide them with your SFCU accoun­thold­er name, account number(s), and Sun­belt FCU’s rout­ing num­ber — 265377633.

Check Orders

Check orders can be placed using one of the meth­ods below.

Branch or Phone: Vis­it one of our branch­es or con­tact our call cen­ter dur­ing nor­mal busi­ness hours. A Sun­belt team mem­ber will assist you with your order.

Vir­tu­al: Use our vir­tu­al branch ser­vices — like online chat or video call, dur­ing nor­mal busi­ness hours. A rep­re­sen­ta­tive can help place your order.

Online Bank­ing: Login to Cloud Bank­ing on your com­put­er or mobile device. Select the option to Request Checks.

*Fees may apply depend­ing on check style, fre­quen­cy of orders, and oth­er fac­tors. Refer to our fee schedule.

Wire Transfers

Sun­belt sup­ports incom­ing and out­go­ing wire trans­fers with­in the Unit­ed States. Wire requests can be made in branch, by phone, or by using our vir­tu­al branch ser­vices — like a video call.

Out­go­ing Wires

To wire funds from your SFCU account to anoth­er finan­cial insti­tu­tion, you’ll need to pro­vide the fol­low­ing infor­ma­tion about the receiv­ing finan­cial insti­tu­tion:

  • Name of FI
  • Phys­i­cal Address of FI
  • Rout­ing Num­ber (ABA) of FI
  • Accountholder’s Name and Account Num­ber to be credited

*The cut­off time for send­ing a wire on the same busi­ness date is 1:00pm CST. All wires received after 1:00pm will be sent the fol­low­ing busi­ness day. The fee for out­go­ing wires is reflect­ed on the fee sched­ule and will be charged at the time of receipt of the member’s request.

Incom­ing Wires

To have mon­ey wired to your Sun­belt FCU account, be sure to wire to:

Cor­po­rate One Fed­er­al Cred­it
Union Colum­bus, OH
ABA #244084264

For Fur­ther Cred­it To:
Sun­belt Fed­er­al Cred­it
Union Lau­rel, MS
ABA #265377633

Fur­ther / Final Cred­it To:
Mem­ber Name & Mem­ber Num­ber
Mem­ber Address

* Wires are accept­ed until 4:00pm CST each day. The fee for incom­ing wires is reflect­ed on our fee sched­ule and will be deb­it­ed from the spec­i­fied account when the wire has been completed.

Have a question about Sunbelt general and account services?

Click any FAQ below. Or vis­it our full FAQ page for all ques­tions and answers.

Sun­belt does offer domes­tic wire trans­fers. We accept incom­ing wires and sub­mit out­go­ing wires. For instruc­tions, details, and oth­er infor­ma­tion relat­ed to incom­ing and out­go­ing wire trans­fers, please click the link below.

Wire Transfer

Note: There is a $10 fee for any incom­ing wires, and a $20 fee for each out­go­ing wire. Out­go­ing wires must be sub­mit­ted by 2:00 p.m. dur­ing reg­u­lar busi­ness hours to be trans­mit­ted the same day. Wires sub­mit­ted after 2:00 p.m. will be trans­mit­ted the next busi­ness day. To send an out­go­ing wire to anoth­er finan­cial insti­tu­tion, please vis­it your local Sun­belt branch or con­tact our Account Ser­vices Depart­ment at 601−649−7181 (option 2) dur­ing nor­mal busi­ness hours. (Please note that Sun­belt does not sub­mit inter­na­tion­al wires or West­ern Union at this time.)

ATM check deposits are auto­mat­i­cal­ly held for 7 busi­ness days. ATM deposits are reviewed through­out the day dur­ing reg­u­lar busi­ness hours, and the checks are either released into the account or the hold main­tained or extend­ed. If the check is not going to be released with­out a hold into your account, an Account Ser­vices rep­re­sen­ta­tive will con­tact you. Cash deposits made into the ATMs are typ­i­cal­ly released into your account with­in 30 min­utes. For a list of Sun­belt FCU ATMs that take deposits, click here. ATM hours of avail­abil­i­ty vary by location.

If your employ­er offers direct deposit, you will sign up through them. We can pro­vide you with a direct deposit form that con­tains your rout­ing num­ber (265377633) and Sun­belt account number(s). Your check­ing account num­ber can be found at the bot­tom of any checks you may have for your account. If you do not have a check­ing account, you will pro­vide the same rout­ing num­ber and your mem­ber num­ber, which allows your employ­er to place the funds direct­ly into your sav­ings account. If your employ­er requires a direct deposit form, please vis­it your local branch or con­tact our Account Ser­vices team at 601−649−7181 (option 2) dur­ing nor­mal busi­ness hours.

Always be cau­tious when pro­vid­ing your per­son­al account infor­ma­tion. If you are pro­vid­ing the infor­ma­tion to some­one oth­er than your employ­er for a direct deposit or with­draw­al, be sure you are famil­iar with the com­pa­ny or indi­vid­ual, and take steps to ensure that you are not giv­ing the infor­ma­tion to some­one look­ing to com­mit fraud.

The rout­ing num­ber for Sun­belt FCU is 265377633. There are two dif­fer­ent num­bers that work as your account num­ber. If you need the num­ber asso­ci­at­ed with your sav­ings account, you will need your mem­ber num­ber. This num­ber is pro­vid­ed to you at account open­ing, nor­mal­ly writ­ten on a small card. If you are look­ing for your check­ing account num­ber, you can find that infor­ma­tion at the bot­tom of any of your checks. If you do not have access to either of these num­bers, please vis­it your local branch to have a direct deposit form print­ed or con­tact our Account Ser­vices team at 601−649−7181 (option 2) dur­ing nor­mal busi­ness hours.

Sun­belt reviews all checks on a case-by-case basis to deter­mine if any holds will be required. If you make your deposit in per­son, your teller will let you know before pro­cess­ing the check if there will be a hold. If you deposit your check at an ATM, an Account Ser­vices Rep­re­sen­ta­tive will con­tact you if there will be any addi­tion­al holds. We are unable to reverse ATM check deposits due to holds.