Account Services
General account services you can expect as a Sunbelt member — with vibrant and exceptional customer service.
Direct Deposit
Contact your employer’s payroll department to have your paycheck directly deposited into your SFCU account(s). Provide them with your SFCU accountholder name, account number(s), and Sunbelt FCU’s routing number — 265377633.
Check Orders
Check orders can be placed using one of the methods below.
Branch or Phone: Visit one of our branches or contact our call center during normal business hours. A Sunbelt team member will assist you with your order.
Virtual: Use our virtual branch services — like online chat or video call, during normal business hours. A representative can help place your order.
Online Banking: Login to Cloud Banking on your computer or mobile device. Select the option to Request Checks.
*Fees may apply depending on check style, frequency of orders, and other factors. Refer to our fee schedule.
Wire Transfers
Sunbelt supports incoming and outgoing wire transfers within the United States. Wire requests can be made in branch, by phone, or by using our virtual branch services — like a video call.
Outgoing Wires
To wire funds from your SFCU account to another financial institution, you’ll need to provide the following information about the receiving financial institution:
- Name of FI
- Physical Address of FI
- Routing Number (ABA) of FI
- Accountholder’s Name and Account Number to be credited
*The cutoff time for sending a wire on the same business date is 1:00pm CST. All wires received after 1:00pm will be sent the following business day. The fee for outgoing wires is reflected on the fee schedule and will be charged at the time of receipt of the member’s request.
Incoming Wires
To have money wired to your Sunbelt FCU account, be sure to wire to:
Corporate One Federal Credit
Union Columbus, OH
ABA #244084264
For Further Credit To:
Sunbelt Federal Credit
Union Laurel, MS
ABA #265377633
Further / Final Credit To:
Member Name & Member Number
Member Address
* Wires are accepted until 4:00pm CST each day. The fee for incoming wires is reflected on our fee schedule and will be debited from the specified account when the wire has been completed.
Have a question about Sunbelt general and account services?
Click any FAQ below. Or visit our full FAQ page for all questions and answers.
Sunbelt does offer domestic wire transfers. We accept incoming wires and submit outgoing wires. For instructions, details, and other information related to incoming and outgoing wire transfers, please click the link below.
Note: There is a $10 fee for any incoming wires, and a $20 fee for each outgoing wire. Outgoing wires must be submitted by 2:00 p.m. during regular business hours to be transmitted the same day. Wires submitted after 2:00 p.m. will be transmitted the next business day. To send an outgoing wire to another financial institution, please visit your local Sunbelt branch or contact our Account Services Department at 601−649−7181 (option 2) during normal business hours. (Please note that Sunbelt does not submit international wires or Western Union at this time.)
ATM check deposits are automatically held for 7 business days. ATM deposits are reviewed throughout the day during regular business hours, and the checks are either released into the account or the hold maintained or extended. If the check is not going to be released without a hold into your account, an Account Services representative will contact you. Cash deposits made into the ATMs are typically released into your account within 30 minutes. For a list of Sunbelt FCU ATMs that take deposits, click here. ATM hours of availability vary by location.
If your employer offers direct deposit, you will sign up through them. We can provide you with a direct deposit form that contains your routing number (265377633) and Sunbelt account number(s). Your checking account number can be found at the bottom of any checks you may have for your account. If you do not have a checking account, you will provide the same routing number and your member number, which allows your employer to place the funds directly into your savings account. If your employer requires a direct deposit form, please visit your local branch or contact our Account Services team at 601−649−7181 (option 2) during normal business hours.
Always be cautious when providing your personal account information. If you are providing the information to someone other than your employer for a direct deposit or withdrawal, be sure you are familiar with the company or individual, and take steps to ensure that you are not giving the information to someone looking to commit fraud.
The routing number for Sunbelt FCU is 265377633. There are two different numbers that work as your account number. If you need the number associated with your savings account, you will need your member number. This number is provided to you at account opening, normally written on a small card. If you are looking for your checking account number, you can find that information at the bottom of any of your checks. If you do not have access to either of these numbers, please visit your local branch to have a direct deposit form printed or contact our Account Services team at 601−649−7181 (option 2) during normal business hours.
Sunbelt reviews all checks on a case-by-case basis to determine if any holds will be required. If you make your deposit in person, your teller will let you know before processing the check if there will be a hold. If you deposit your check at an ATM, an Account Services Representative will contact you if there will be any additional holds. We are unable to reverse ATM check deposits due to holds.