Sunbelt FCU Go to main content Contact Us
Member Login

Can't Log In?

Need Help?
Contact Us

Discover the Benefits of MyLife Checking

Designed with you in mind, MyLife Checking delivers brand new protections to monitor and safeguard your credit / identity, protect your cell phone(s), and save money along the way! Enjoy no minimum balance requirement to open your account and access to over 60,000 free ATMs across the country.


Explore the Ultimate Rewards Package


If you're interested in building, maintaining, and protecting your credit, credit score, and identity, this is a must-have benefit.

Rival Identity theft services charge upwards of $20 per month - and that is just for identity theft protection alone!

IDProtect is a premium Identity theft monitoring and resolution service1, that includes credit file monitoring2 and alerts of key changes with Equifax, Experian, and Transunion, ability to request a 3-in-1 report every 90 days or upon receipt of a credit alert, monitoring of over 1,000 data bases and up to $10,000 in identity theft expense reimbursement3, and more. (Registration/activation required.)


     Free Credit Report / Score   

     Identity / Credit Monitoring   

     Identity Theft Reimbursement


Get your credit score with IDProtect at Sunbelt


Cell Phone Protection

We touch our phones an average of 2,617 times a day.  We call them necessities, they go everywhere with us, are extremeley valuable, and .. they break.

Rival cell phone insurance can cost upwards of $10 a month per phone with a deductable three times higher!

Receive up to $300 of replacement or repair cost for damaged or stolen phones.  This protection covers the first three phones listed on your cellular telephone bill. (Cellular telephone bill must be paid through this account)


     Covers up to 3 phones   

     Protects up to $300 per claim   

     Amazingly low replacement deductible


Get your credit score with IDProtect at Sunbelt


Save When You Shop

Whether shopping online, or at local retailers, you can save big!

Cash back programs typically pay 1-3% back, with limitations.  We open the potential for greater savings on your favorite retailers.

Get savings-on-the-go with Mobile Retail and dining discounts from your favorite retail locations.  We make it simple to save with immediate access to mobile coupons.  Easily find locations closest to you, scan barcodes right from your smartphone, and track your 'Favorite Deals"! (Registration/activation required.)


     Online / Local Savings   

     Scan Barcodes to Unlock Savings   

     Store Favorites and Receive Savings Alerts


Get your credit score with IDProtect at Sunbelt






With MyLife Checking, you can earn monthly cash-back credits, just for being a member of Sunbelt! For each of the following, you will earn a $1 credit, every month!


Use our great financing options (minumum of 1 loan)



Use your Sunbelt Check card regularly (10+ Debit Card transactions per month)



Establish / Maintain Direct Deposit / ACH / Payroll Distribution



Maintain healthy balance (average daily balance >$500)


Conduct $200 or more in debit card purchases



Receiving all these services elsewhere at for-profit companies can cost upwards of twenty times as much!  Now you can start with MyLife Checking for as little as $3-$8 / month.


Rising Sun Checking Account holders (those under eighteen years old) receive MyLife Checking ABSOLUTERLY FREE.


Learn More

What do I need to bring with me to get started?

To open an account with Sunbelt, you will need to bring in two valid forms of Government Identification. For example, your Drivers License and Social Security Card. Also, proof of residence such as a utility bill or a lease.

What is the opening balance requirement for a checking account?

There is no opening deposit required for any of Sunbelt's checking accounts!

How many free ATMs do I have access to?

Sunbelt account holders have access to over 60,000 free ATMs across the United States! Click here to find the free ATM closest to you.

Are my funds guaranteed / insured?

Yes. Your funds are federally insured by the National Credit Union Administration (NCUA) up to $250K.Like the FDIC, the NCUA insures your deposit through the NCUSIF, backed by the full faith and credit of the US government.



Are you a MyLife Checking Account Holder?         

For first-time registration, click Begin Registration' to get your access code.  Once obtained, click 'Login to MyLife Rewards' or visit


begin registration


login to MyLife Rewards

Interested in opening a MyLife Checking Account?

Get Fast Answers To Your Questions


Find A Branch To Get Started


  Call Us: 601-649-7181

Go to main navigation

Sunbelt is changing the way you bank.  As a not-for-profit financial institution, owned by its members, the most powerful driving force is your voice