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Why won’t my Debit/ATM/Credit card work?

There can be many different reasons why a debit, ATM or credit card may not work. A few of the most common are:

  • Your card is temporarily locked due to potential fraud
  • Your checking account has been in the negative for over 30 days
  • Your card’s PIN number was entered incorrectly too many times
  • Your card has been closed
  • Your loan is 30 days delinquent
  • There is a system error with the merchant’s card processing network


If you need additional information, feel free visit your local branch or contact our Account Services department at at 601-649-7181 option 2 (7:30am - 6:00pm M-F and 9am - 1pm Sat).

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