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Unimproved Land Loan

Devel­op, build a dream home, or make a long-term invest­ment — this is your tick­et to own­ing the per­fect can­vas! Our Unim­proved Land Loan offers a fixed rate with flex­i­ble terms and flex­i­ble financ­ing options. Let us help you turn your vibrant vision into a shin­ing reality.

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Features

  • Finance up to $100,000
  • Fixed inter­est rate
  • Up to 70% appraised val­ue or pur­chase price

APR means Annu­al Per­cent­age Rate. All rates are based on an eval­u­a­tion of cred­it his­to­ry. Sub­ject to cred­it, under­writ­ing cri­te­ria and guide­lines do apply. Rates can change at any time.

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Have a question about Sunbelt Mortgages & Home Loans?

Click any FAQ below. Or vis­it our full FAQ page for all ques­tions and answers.

To start the loan pre-approval process, sub­mit an online appli­ca­tion, vis­it your local branch, or con­tact our Lend­ing Depart­ment at 601−649−7181 (option 4) dur­ing nor­mal busi­ness hours.

You can apply for a loan online, by phone, or in per­son. To apply online at any time for a bill con­sol­i­da­tion loan, cred­it builder, cred­it card, per­son­al loan or vehi­cle loan, get start­ed here. You can vis­it your local branch dur­ing nor­mal busi­ness hours to apply, or call our Mem­ber Ser­vices Depart­ment at 601−649−7181 (option 2) dur­ing nor­mal busi­ness hours to apply by phone.

Non-mem­bers can apply for a loan, but to apply in a branch or over the phone, you must — at min­i­mum — open a sav­ings account with Sun­belt. Before the loan is processed, mem­ber­ship eli­gi­bil­i­ty will be deter­mined. One of our lend­ing pro­fes­sion­als will con­tact you to review our mem­ber­ship requirements.